Due Diligence Items on Carlton Harker

Attached are the following items:

• Resume
• Litigations with expert witness engagements

These items will be provided upon request:

• Florida FS§ 112.08 clients.
• Iowa IAS§ 509A clients.
• Ohio self-funded school district groups.
• New York Article 47 clients.

Resume of Carlton Harker, FSA, MAAA

Background

• Graduated from the University of Iowa with a BA (1949) and a MS (1950)
• Actuarial Officer of various life insurance companies 1950-73 with primary interest in employee benefits
• Actuarial consultant in employee benefits (1973-81)
• Founder and Chief Executive Officer of the ACS Benefit Services, Inc. (1981-1996)
• President and Founder, Self-Funding Actuarial Services, Inc. (1994-Present)
• Current activities include primarily writing and consulting.

Professional Designations Achieved

Current · Fellow, Society of Actuaries · Member, American Academy of Actuaries

Former · Fellow, Life Office Management Association · Chartered Life Underwriter · Enrolled Actuary (ERISA-related)

Miscellaneous

• Former Trustee, Joint Board for the Examination of Enrolled Actuaries under ERISA
• Former member, North Carolina TPA Advisory Board
• Active expert witness in benefit-risk litigations
• Arbitration (non-legal definition) in benefit-related disputes

Author of Numerous Nationally Distributed Self-Funded-Relates Texts

• Self-Funding of Health Care Benefits (Fifth Edition Copyrighted 2003)
• Claims/Administration Guide to Self-Funded Health Care Plans *
• Booklet/Document Guide to Self-Funded Health Care Plans *
• Fraud Guide to Self-Funded Health Care Plans *
• Practitioner’s Guide to Self-Funded Health Care Plans *
• Managed Care Guide to Self-Funded Health Care Plans *
• Accounting Guide to Self-Funded Health Care Plans *

* Incorporated in either the Self-funding Text or Website

Author of Monthly Employee Benefit Newsletters (1994-1997)

• Legal News
• Benefit News
• Medical News
• Self-Funding Journal

Speaking Engagements

• Numerous appearances as speaker on employee benefit topics.

Web Site Maintenance

• Sponsors and maintains www.self-fundhealth.com

Expert Witness Engagements

1. Brokerage Concepts, Inc. v. U.S. Healthcare, Inc. ___ F.3d ___ (2d Cir. 2001)

Scope of Services Provided

· Written critique and/or opinion

· Trial Testimony

· On-site consultation

Engaged by the Plaintiff in 1996

2. Clark v. Security Life Insurance Company ___ S.E.2d ___ (Ga. 1996)

Scope of Services Provided

· Written critique and/or opinion

· On-site consultation

Engaged by the Plaintiff in 1996

3. Sikes v. Allegheny Wood Products, Inc. ___ F.Supp ___ (N.D. W.Va. 1996)

Scope of Services Provided

· Written critique and/or opinion

Engaged by the Plaintiff in 1997

4. Cumberland County v. National Benefits Corp., ___ N.E.2d ___ (NJ Super. Ct. 1997)

Scope of Services Provided

· Written critique and/or opinion

· On-site consultation

Engaged by the Defendant in 1997

5. Pemco Aeroplex, Inc. v. Allcorn ___ So.2d ___ (Ala. Jud. Ct. 1997)

Scope of Services Provided

· Written critique and/or opinion

· On-site consultation

Engaged by the Defendant in 1998

6. Musto v. AIIC. ___ N.E.2d ___ (Pa. Ct. of Comm. Pleas 1998)

Scope of Services Provided

· Written critique and/or opinion

Engaged by the Defendant in 1997

7. Fitch v. Blue Cross & Blue Shield of South Carolina ___ S.E.2d ___ (S. C. Ct. of Comm. Pleas 1998)

Scope of Services Provided

· Written critique and/or opinion

· Deposition

· On-site consultation

Engaged by the Plaintiff in 1998

8. Marcallini v. Northwood Health Systems, Inc., et al., ___ F.Supp. ___ (N.D. W. Va. 1998)

Scope of Services Provided

· Consultation only (verbal)

Engaged by the Plaintiff in 1999

9. U.S. Vision, Inc. v. Corporate Health Admin., Inc. et al., ___ F.Supp. ___ (D.C.N.J. 1999)

Scope of Services Provided

· Written critique and/or opinion

Engaged by the Plaintiff in 1999

10. Viacom/Staff Admin., Inc. v. First Integrated Health, Inc., ___ F.Supp ___ (D.C. Colo. 1999)

Scope of Services Provided

· Review only

Engaged by the Plaintiff in 1999

11. NEA-Alaska Health Plan Trust v. VASA Brougher, Inc., et. al., ___ F.Supp. ___ (D. Alaska 1999)

Scope of Services Provided

· Written critique and/or opinion

Engaged by Plaintiff 1999

12. Strategic Outsourcing, inc. et al. v. Commerce Benefits Group Agency, Inc., et al.

Scope of Services Provided

· Written critique and/or opinion

· Deposition

Engaged by the Plaintiff in1999

13. Guarantee Life Insurance Company v. Andrew Jacobsen, Scott Elliott, BlueStar Underwriters, LLC, Commercial Group Underwriters and Andrew Jacobsen, Inc. (99 CVS – 3589)

Scope of Services Provided

· Written critique and/or opinion

· Deposition

Engaged by the Plaintiff in 1999

14. McKinney et al. v. Physicians Mutual Insurance Company, et al.

Scope of Services Provided

· Written critique and/or opinion

· Trial Testimony

Engaged by the Plaintiff in 1998

15. Hays v. Philadelphia Life Insurance Company

Scope of Services Provided

· Written critique and/or opinion

Engaged by the Plaintiff in1999

16. Smith et al. v. Physicians Mutual Insurance Company, et al.

Scope of Services Provided

· Written critique and/or opinion

Engaged by the Plaintiff in 1999

17. Della Pia v. PIMCO, et al.

Scope of Services Provided

· Written critique and/or opinion

· Case is ongoing

Engaged by the Plaintiff in 2000

18. Perez et al. v. Physicians Mutual Insurance Company, et al.

Scope of Services Provided

· Written critique and/or opinion

· Case is ongoing

Engaged by the Plaintiff in 2000

19. SpinCycle, Inc. v. Corporate Benefit Services of America, Inc.

Scope of Services Provided

· Deposition

· Trial Testimony

Engaged by the Defendant in 2001

20. Norton v. The Health Care Plan of the Upper Valley, Inc.

Scope of Services Provided

· Deposition

Engaged by the Defendant in 2001

21. Great-West Life & Annuity Insurance Company v. Edward M. Rude Carrier Corporation, ___ S.E.2d ___ (W.V. 2001)

Scope of Services Provided

· Written critique and/or opinion

Engaged by Defendant in 2001

22. County of Boutetcourt v. Benefit Plan Administrators, Inc.

Scope of Services Provided

· Deposition

Engaged by Defendant in 2001

23. North American Health & Life Insurance Company, et al. v. Corporate Benefit Administrators, Inc., et al.

Scope of Services Provided

· Written report

Engaged by the Defendant in 2002

24. Jones v. Lockheed Martin Corporation

Scope of Services Provided

· Written report

Engaged by Defendant in 2002

25. Blankinship v. Associates Financial Life Insurance Company

Scope of Services Provided

· Written report

Engaged by Plaintiff in 2002

26. DLC Pizza, Inc. v. Group Insurance Services, Inc. and Garry W. Pennington

Scope of Services Provided

· Written report

Engaged by Plaintiff in 2002

27. Southwestern Community Action Council, Inc. v. Scott Moses Insurance Firm, Inc. et al.

Scope of Services Provided

· Oral Critique and Opinion

Engaged by Defendant in 2002

28. Mountain Edge Mining Co. v. Allied Benefit Administrators, Inc.

Scope of Services Provided

· Engaged by Defendant in 2003

· Consultation (verbal only)

29. Triple S v. Cambridge, et al.

Scope of Services Provided

· Engaged by Defendant in 2003

30. ADAC Plastics, Inc. v. Cambridge Integrated Services Group, Inc.

Scope of Services Provided

· Engaged by Defendant in 2003

31. Rhorer v. Raytheon, et al.

Scope of Services Provided

· Engaged by Defendant in 2003

32. Abbey Carpet Company, Inc. v. Regit, Inc.

Scope of Services Provided

· Engaged by Plaintiff in 2003

33. Keystone Community Resources v. BCI Holdings Co., et al.

Scope of Services Provided

· Engaged by Defendant in 2003

34. Christus Health Central Louisiana, Inc. v. Hartford Fire Insurance Co., et al.

Scope of Services Provided

· Engaged by Co-Defendant (Gilsbar, Inc.) 2003

· Written report provided

35. Marker & Associates, Inc. v. J. Allan hall and Associates, Inc.

Scope of Services Provided

· Engaged by Defendant in 2003

· Written report provided

36. Harris et al. v. Physicians Mutual Insurance Co., et al.

Scope of Services Provided

· Engaged by Plaintiff in 2003

37. Harrington Racetrack v. Self-Funding Administrators, Inc.

Scope of Services Provided

· Engaged by Plaintiff in 2004